What is a GOOD Rate on My Personal Loan? What Is My Credit Score? How Does it Effect Me? Want Answer(s)!!!?

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Here's Where & How I Believe I May Be of Assistance

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Knowing Where You Stand

• Where do you stand? What is your "CREDIT SCORE"? Knowing this is essential as it relates to how much of a loan you may be eligible for & perhaps MORE importantly how much that loan will cost you in interest. This is where the banks make their money. Your CREDIT REPORT & FICO Score are pivotal




• There is a central site which allows you to request a FREE credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. AnnualCreditReport.com is the official site to help consumers to obtain their FREE credit report. A 100 point difference in your FICO score could mean over $25,000 extra in interest payments over the life of a 30 year mortgage on a $300,000 home loan.






Free Credit Report Request your free annual credit report. It's QUICK, EASY and SECURE. See all Free Credit Report

FICO Score Made Up Of What? What makes Up Your Fico Score? 90% of the largest banks use your FICO score for credit decisions. See all FICO Score

FICO Score Your FICO score is a key factor used to determine the mortgage rate, auto loan rate or credit card terms you are offered. FICO Score

EQUIFAX Equifax empowers businesses and consumers with information they can trust. With a strong heritage of innovation and leadership, we leverage our unique data, advanced analytics and proprietary technology to enrich the performance of businesses and the lives of consumers. See all EQUIFAX

EXPERIAN Experian promotes greater financial health and opportunity among consumers by enabling them to understand, manage and protect their personal information, helping them control financial aspects of key life events, and make the most advantageous financial and purchasing decisions. See all EXPERIAN

TRANSUNION Honesty. Experience. Relationships. These are the values that make us a global leader in credit and information management. Find out more about our organization — our history, people and the policies that help us create advantages for consumers and businesses around the world. See all TRANSUNION

Guard your privacy.

• Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.




• For that matter if you are having some hardship & own your home. Need to know the latest 15, 30, Variable Mortgage Rate. Those "going rates" can be found "HERE!!!" as well.




Are You Getting a Good Rate? Get that Personal Loan

• You've heard & seen the various credit card, auto loan, mortgage, debt relief, etc. offers quoting what sounds like the proverbial "...too good to be true..." solution at "...tremendous / historical rates..." Nevertheless, how do we know which to believe & if we believe are we are truly getting a deal. What is the "going rate". I can show you "HERE!!!"






• If you are an investor you can see the latest CD & or Treasury Rates "HERE!!!" likewise.






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MAGIC PAYDAY Honesty. Experience. Relationships. These are the values that make us a global leader in credit and information management. Find out more about our organization — our history, people and the policies that help us create advantages for consumers and businesses around the world. See all MAGIC PAYDAY

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         In closing never take borrowing money lightly. Keep in check the amount of total debt that you have and work to pay it off as quickly as possible.

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